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Tuesday, April 15, 2014

Buying a home this spring in Dayton/Miami Valley?... Here's how to get the home you want!


Looking to buy or sell a home in Dayton, Ohio? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at (937) 432-2644 for a FREE home buying or selling consultation to answer any of your real estate questions.
 
How to Create Urgency When Buying a Home in a Busy Market
The spring real estate market here in Dayton is buzzing with activity and I wanted to give my buyers a list of ways to create a sense of urgency. The market is very crowded, and you will need to act quickly to get the home you want. Here are a few ways for you to do this.


1. 80% of buyers are looking at 20% of the houses: You have a lot of the same buyers that are looking at the same houses that you are. So if you find a property and fall in love with it, buy it quickly because someone is waiting in line behind you. This also means that there are plenty of available properties in Dayton, but these ones are off the beaten path, so just dig a little deeper to find these homes. 


2. Know your Priorities: You should create a must-have list of items or features that you absolutely need in your new property. Keep the list around 5 to narrow down your property search and eliminate properties that do not match your needs.

  • This will allow you to decide quickly if a property is right for you or not. If you need a 2-car garage, then homes without one would be eliminated. Make a list of your needs and then start your home search to filter out unsuitable homes right from the beginning.
3. Hire a Professional Agent: Most people do not realize that when they are buying a home, they are not the one paying the commission for the real estate agent. Often times it is the seller that pays the commission for the buyer's agent.
  • However, make sure that you are using a competent agent who can relate to your wants and needs. You can cost yourself a lot of extra money by choosing an incompetent agent who doesn't know your needs and who cannot negotiate in your favor.
  • My advice would be to interview multiple agents, and only hire an agent that is selling 25-50 homes a year (at minimum).
    • We have a list of questions you can ask prospective agents, just ask us about it and we can get you a copy.

Hopefully this information has been helpful to you. Please contact me with any questions, comments or concerns you might have about Dayton real estate.

Wednesday, March 19, 2014

5 Tips Everyone Can Use for Spring Home Repair


Looking to buy or sell a home in Dayton, Ohio? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at (937) 432-2644 for a FREE home buying or selling consultation to answer any of your real estate questions. 

If you thought this last winter was rough on you, imagine how hard it was on your home. Although I'm glad that spring is finally here, I want to remind you that it's not time to relax just yet. I have a few spring home repairs that you may need to check up on whether you're buying or selling.
Here are few spring renewal tips for your home:
  1. Check for mold: Check your basement or other areas that you do not frequent. There has been a lot of moisture in the ground, and this could cause major problems in your home. Also check for cracks in your basement.
    • If you have a sump pump, make sure it's working properly. I think a lot of them were working  overtime in the last few months.
  2. Check your Roof: With the tremendous amount of snow we've had here in Ohio, you're going to want to check on your roof, and you'll probably need to hire a contractor to do this. Luckily, we can refer one to you if you don't know any. 
    • Pay attention to your gutters too, because the melting snow could have easily moved or shifted them and caused some damage. This goes along with all of your shingles as well.
  3. Check Your Pavement: Be aware of cracks in your driveway or sidewalks caused by the brutal winter that we just experienced here in Ohio. With all of the salt and sand used for the snow, some people are experiencing lots of problems with their driveways and sidewalks whether they're pavement or asphalt.
  4. Trees: Once again, the heavy winter we had may have caused branches to break or die, so you may need to hire an arborist to check on your tree (we can also refer one to you).
  5. Furnaces: You worked your furnaces this past winter, and it's probably a good idea to get that checked on as well. While you're getting your furnace checked, it's probably a good idea to get your AC unit check out for the coming spring and summer.
Once again, these are some things that you should probably check up on whether you're buying, selling, or remaining put for the near future. Also, if you need any help with these repairs or check-ups, please contact us and we would be glad to share with you some of our preferred vendors.

Hopefully this information has been helpful to you. Enjoy!


Monday, February 24, 2014

Nine Easy Mistakes Homeowners Make on their Taxes & How to Avoid Them



Looking to buy or sell a home in Dayton, Ohio? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at (937) 432-2644 for a FREE home buying or selling consultation to answer any of your real estate questions. 

I was recently reading an article out of the National Association of Realtors that talked about common mistakes made during tax season. In order to clear things up, I'm going to list them off here:
  1. Deducting the Wrong Year of Taxes: In our area, the taxes you are paying right now are the taxes you owed from 2013. Be sure to be careful when going through your taxes.
  2. Confusing the Escrow amount on payments: Sometimes people confuse their escrow payments with what they actually paid in taxes. Be sure to use the tax bill or the statement from your mortgage company because they will tell you exactly what you paid in taxes.
  3. Deducting Points on a Refinance or a Purchase: It is my understanding that you're only allowed to deduct a portion of the points that you pay on a refinance each year that you took the loan out for the refinance. However, on a purchase the points that you paid are definitely tax-deductible.
  4. Failing to Repay the First-time home buyer credit: These credits that were offered in 2008, 2009, and 2010 each have different payback options. For 2008, you must repay 1/15th of the credit each year. For 2009 and 2010, if you stop living in the home or sell the property within 36 months, you must repay that credit in full.
  5. Claiming too much mortgage interest: Taxpayers can deduct up to $1 million in mortgage interest on an acquisition and also up to $100,000 on mortgage equity lines.
With all this being said, I'm not trying to give you tax advice, but to share some facts I learned by reading this article. As always, refer to your accountant or tax specialist for any questions you might have. The article I read can be viewed here with the complete list of common errors: http://www.houselogic.com/home-advice/taxes-incentives/common-tax-mistakes/#.

In the meantime, contact me with any questions or comments because I would be more than happy to assist you. You can reach me at (937) 432-2644 or email me at Denise@deniseswick.com

Thursday, February 6, 2014

Need-to-Know Facts about the 2014 Miami Valley Market



Looking to buy or sell a home in Dayton, Ohio? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at (937) 432-2644 for a FREE home buying or selling consultation to answer any of your real estate questions.

Hi this is Denise Swick with Denise Swick and Company at RE/MAX Alliance and thank you again for coming back to my real estate video blog!

We are very excited for 2014 and if the rest of the year is like the first three weeks it is sure to be rockstar. To date we have helped over 10 buyers or sellers buy or sell, which is promising for the future of real estate.

However, lets look at how the real estate market in the Miami Valley did in 2013 as compared to 2012 in hopes of making some predictions for buyers and sellers this year.

In 2013 there were 21,932 homes that went on the market as compared to 20,315 in 2012.

From those there were 13,109 that sold in 2013 compared to 11,378 in 2012, that was an increase of 4% more homes sold from the given supply each year...which is a good thing.

However, that still means that 40% of the listings entered into the MLS system do not sell. That still leaves a huge amount of inventory for buyers to choose from. Some areas of the Miami Valley are recovering faster than others, yet cumulatively it is still slow. For information on your specific area please feel free to contact me by e-mail or phone for a specific market evaluation at no cost of course...

Now more good news is that in 2012 only 70% of the homes that sold were non-distressed homes, either short sales or foreclosures.

In 2013 82% of the homes sold were non-distressed meaning that the number of distressed properties is hopefully shrinking too and will ultimately allow for resale prices to increase...

Still yet roughly 20% of all residential sales in 2013 were distressed properties.

The final benefit to the overall market for 2013 is that the average sale price is up roughly 3% over 2012 based on the dollar volume of homes selling and the number of homes sold.

So all of this is good news for the Miami Valley and Kiplingers say that interest rates through 2014 should stay relatively low, but who knows.

What I do know is that 2013 was a good year and we look forward to helping a lot of buyers and sellers in 2014 buy at great values and sell at top dollar.

If we can assist you in any way...we are here to help.

Remember Performance Outsells Promises call me, Denise Swick at 937-432-2644. Thanks for watching!

Monday, January 20, 2014

Have You Thought About A Career In Real Estate?



Click here to find out what your home is worth or to search all area homes for sale.

Welcome back to my video blog. Today, I wanted to talk about something a little different. You may have seen our post on Facebook and LinkedIn or watched our videos. Now, let me ask you a question: have you ever thought about a career in real estate?

The Denise Swick and Company is unlike any other real estate group. We have built our success on the foundation of T.E.A.M. - Together Everyone Achieves More. I know it sounds cliche, but it's not! We help more than 200 families buy and sell homes. Every individual has expertise in the different areas of real estate. You can be a part of it. We want you to be a part of it.

Imagine working with a talented, committed and professional team. You will receive training, guaranteed leads and you will have access to the latest technology and administrative support. You can make more than $50,000 a year! We want you to succeed. We want you to thrive.

If you are interested please give me a call at 937-432-2644 or send me or resume at denise@deniseswick.com

Monday, December 23, 2013

A Warm Holiday Greeting and Happy New Year From Denise Swick & Company



With the holiday season upon us, we want to express our gratitude to you for another awesome year. We couldn’t have done it without you. Merry Christmas and Happy Holidays from our family to your family.   Watch my latest video as I share my holiday joy!

It’s hardly believable that we are at the cusp of yet another year – and it’s almost 2014! With a fantastic year behind us, we look ahead toward a great future in the coming months. I can’t tell you how much of a pleasure it has been serving our community members with the expert advice, one-on-one care and guidance with real estate endeavors in our communities.

Here’s a warm, resounding “Thank you!” to all our current and past clients. We believe you are more than just clients; you’re our friends and neighbors. We cherish that special relationship we have with each and every one of you.

Whether you have engaged in the purchase of a new home, sold a property or just needed advice and counsel on your real estate transactions – we have enjoyed being a part of the journey with you.

Once again, thank you for trusting us with one of the most important aspects of your life and we wish you a warm, wonderful holiday season – with many happy times to come in the New Year and beyond!

Monday, December 16, 2013

3 Things Buyers Look for When Walking Through Your Home



Thanks for visiting my real estate blog. Recently I've had the opportunity to work with some clients who sold their home and now are ready to buy. This got me thinking about what buyers really look for in a home. I thought I'd share some basic points to think about when you prepare your home for the market.
  1. Repair, remodel and renovate - Buyers want new. They don't want carpet that was replaced five years ago or paint from ten years ago. New is new. Putting money into your home upfront can be a great investment; it makes your home stand out from the competition. 'Declutter', depersonalize and clean up. 
  2. Buyers have a lot of options - they shop by comparison. It's important to remove the extra stuff from your home that can get in the way of the buyer really seeing the home. Also, cleanliness is one of the most important things to consider when getting your home ready. Don't forget to clean the showers, sinks, tubs, ceiling fans, etc. Buyers notice all of this!
  3. Keep a neutral palette - Everyone has different tastes. While you may love your wallpaper and that bright yellow bathroom, your buyer may not. Keep your home a neutral color; it's one less thing the buyer feels they need to do when purchasing.
These are three simple but effective ways to make your home stand out from the competition. If you have any questions about how to get your home ready, please give me a call. Thanks for watching!